10 Insurance Questions to Ask After an Accident

Insurance Questions to Help Protect Yourself

It’s highly likely the other party’s insurance adjuster will contact you after an accident. Remember that you can politely refuse to talk to them. You should do this if you already have an attorney representing you, or are considering one.

Allowing an attorney to negotiate with insurance companies can help protect your best interests. Without the proper legal representation, you might be leaving out important information or evidence that may be crucial for your claim.

Many insurance adjusters are trained in tactics to break you down and frustrate you with red-tape and bureaucracy until you accept their offer. What they offer is usually the lowest settlement possible.

Our verdicts page has examples of insurance offers and our recoveries for hundreds of thousands to millions of dollars.

In the event of an accident, the following insurance questions may protect you from companies or agents seeking to take advantage of you:

Insurance Questions for Your Provider

Your coverage options should be included in your specific policy. If you have it on hand, review it before calling your insurance carrier. If you do not have a copy, this should be the very first thing you request. You’ll need to know exactly what is covered by your policy and what specific factors affect your insurance claim.

Connecticut has comparative negligence laws that may largely determine how much compensation you can receive for damages. Ask your insurance adjuster if the burden of proof has been satisfied. This can often be done through the police report or by any evidence they may have collected. You will then have a better idea of what your settlement offer will be.

You may also ask if there are any special provisions or clauses in your insurance policy that might affect the outcome of your settlement claim. There might be specific filing deadlines or other requirements you need to meet.

Read More:

Comments

Who is the best trucking accident attorney in Atlanta?

Semi-Truck Accident Lawyer The consequences of a collision between a commercial truck and a passenger vehicle are often devastating. Serious accident injuries and fatalities are common in Georgia. Victims are often those in the passenger vehicle due to the sheer size difference. In many of these cases, truck accident victims can seek justice with the help of our law firm. “ The Truck Accident Attorneys ” servicing Georgia, South Carolina, Florida, Alabama, Tennessee and New York, focusing specifically on truck accident injury law. Over the years we’ve achieved successful verdicts for our clients through our understandings of the nuances specific to truck accident litigation. Truck Accident Lawyer in Atlanta ; When auto accidents occur, there is typically an exchange of contact information and insurance between the parties involved. Depending on the details of the case, there may be more than just the drivers who are held responsible for being at fault. Although truck drivers are direct...

Smyrna Truck Accident Attorney

Hire a Truck Accident Lawyer in Smyrna After a truck accident in Smyrna, a victim has many questions regarding financial recovery, liability, and other aspects of handling a personal injury claim. Many personal injury lawyers charge a fee based upon whether you receive a monetary award. This is called a contingency fee. As long as you have a solid case, most truck accident attorneys will agree to a contingency fee. The typical amount ranges from 25 percent to 40 percent of the settlement amount . The greater severity of your injuries and the stronger your case is, the more willing most lawyers will be to negotiate the contingency fee. Truck Accident Settlement Amount How Long Do I Have to File a Lawsuit After a Truck Accident? Under Georgia’s statute of limitations, there is a certain time limit for bringing forward a legal action after a truck accident. In Georgia, most truck wrecks follow these deadlines: 2 years after the collision to file a claim for injury; and 4 ...

How to File a Wrongful Death Claim?

Filing a Wrongful Death Claim A wrongful death claim is a civil court action in which the amount of damages awarded to the surviving members of a family for the wrongful or negligent death of a loved one is determined. If your loved one has died due to someone else’s reckless, negligent, and deliberate behavior, you are entitled to compensation from their wrongful death if their death impacts you and your family’s well being, both emotionally and financially. For a successful wrongful death suit, proof must be established that a loved one’s death was caused by another person’s action or inaction, and that surviving family members are suffering damages because of it. Every state has statutes for wrongful death, which may differ from state to state, but all of them require that a personal representative for the deceased’s estate be the one to file. A lawsuit can be filed for the following situations: medical malpractice resulting in death, car or plane accident, hazard...

Personal Injury Lawyer

Search This Blog