The Trucking Company’s Insurance Adjuster Wants a Statement from Me. Should I Give Them One?
No. To protect your legal rights, please do not speak with the trucking company’s claims adjusters, nor should you agree to sign anything. Politely refuse and have your attorney speak with them instead. No matter how concerned for your well-being an insurance adjuster may seem, their ultimate priority is to protect the interests of their company – not your family’s.
Why Not Just Accept the Insurance Settlement?
A trucking company’s insurer is going to offer what they feel is the lowest reasonable amount, which often isn’t nearly enough to cover the lifetime expenses of your injuries. Severe, life-altering and fatal injuries are common in accidents involving big rigs and commercial trucks. A truck accident attorney can assist you in determining and securing maximum compensation for the pain and suffering you’ve endured as a result of a collision with a large truck.
Does Insurance Cover Everything?
This is another common inquiry with truck accident FAQs. As mentioned, an insurance settlement doesn’t typically cover the lifetime expenses and costs associated with your injuries. In fact, they can be just the opposite -– an insurance payout is often just the bare minimum of what is needed to close the case and have the trucking company move on with their business. A civil lawsuit can provide the full amount of recovery needed, which will far exceed an offer from an insurance company to cover expenses.
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